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Estimate insurance

Car Loan Calculator

Estimate your monthly vehicle payment and the total cost of your loan, including interest.

Your numbers

The negotiated price before taxes and fees.
Cash you put toward the purchase.
Enter 0 if you're not trading in a vehicle.
Annual percentage rate offered by the lender.
Loan term (months)

Estimated monthly payment

$501/month

Over 60 months at 7.5% APR

Total loan amount
$25,000
Total interest
$5,057
Total cost
$37,057

Principal 83%Interest 17%

Total cost includes your down payment and trade-in value. Estimates exclude sales tax, title, registration, dealer fees and insurance. Your actual APR and payment depend on the lender and your credit profile.

How this calculator works

The amount financed is the vehicle price minus your down payment and trade-in value. The monthly payment uses the standard formula for a fixed-rate loan that's fully repaid over the term you choose, with interest charged on the remaining balance each month.

Results are educational estimates, not loan offers. Your actual rate, payment and any fees depend on the lender, your credit and the terms of your contract.